Retirement Income for Life

Retirement Income for Life

Getting More Without Saving More

Book - 2018
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Publisher: [Oakville, Ontario] : Milner & Associates Inc. , [2018]
Copyright Date: ©2018
ISBN: 9781988344058
Branch Call Number: 332. 02401 VET
Characteristics: xx, 218 pages : illustrations ; 23 cm


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Jul 17, 2019

There is some pretty solid information which may or may not be practical in your particular situation. Some of the major recommendations are to manage your own portfolio using ETFs to reduce the insidious long term impact of financial adviser fees and high priced mutual funds, take your CPP at 70 if you can, be prepared to take on market risk of a portfolio with significant equity exposure, plan on using an annuity of at least 30% of your tax sheltered portfolio after retirement, and regulate your spending to fit your means in order to spend enough but not too much. As a last resort, converting non-financial assets to cash, (using a reverse mortgage for example), is also reviewed.

Mar 24, 2019

read this book in an hour because i knew this information. nevertheless i thought it was a good book,

Jun 10, 2018

lots of useful advice here, particularly the critique of reverse mortgages

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